Company Information:

Long Island
Phone: 516-605-2334
Fax:     516-605-2337

Bronx
Phone: 718-292-2637
Fax:     718-292-2650

Flood and EPLI

Flood:
Anywhere it rains it can flood. Placing this insurance is vital as homeowners and standard business owner's policies alone do not cover flood.

Many conditions can result in a flood: hurricanes, broken levees, outdated or clogged drainage systems and rapid accumulation of rainfall.

Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future. Flood risk isn’t just based on history, it’s also based on a number of factors: such as rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development. New development miles upstream can create flooding in your area.

Flood-hazard maps have been created to show different degrees of risk for your community, which help determine the cost of flood insurance. The lower the degree of risk, the lower the flood insurance premium.

EPLI:
Employment Practices Liability Insurance provides protection for an employer and its employees against claims made by current, former or potential employees for actual or alleged discrimination (age, sex, race, disability, etc.), wrongful termination, sexual harassment, and other employment-related allegations.